Do you live abroad?
Investment options in the UK for expats and international clients are wide-ranging. See how our experienced team can be of assistance.
Earning abroad?
Working abroad is a great career and lifestyle move, but it is vital to take professional financial advice to ensure you make the most of the opportunity to maximise your wealth.
Ideally, you should take advice well before you leave. As with all elements of managing wealth, the more lead time you give yourself, the more strategic you can get. How you structure and invest your money is of the utmost importance.
As an expat you will hopefully have the chance to benefit from far higher wages and far lower taxes, and will therefore be looking for opportunities to really make that money work. Here, sound advice on which investments to get into – and which to avoid – is invaluable, as is guidance on the safest, most tax-efficient ways to hold your wealth.
Pensions and tax mitigation can get really complex for those planning a return to the UK with significant assets, making expert guidance from a reputable adviser a must. Selecting investments suitable for your profile and executing transfers for QROPs (Qualifying Recognised Overseas Pension Schemes) can be particular minefields for the unwary, and pension rules in the UK have shifted significantly in recent years too.
Wherever you are on your overseas adventure, a wealth manager will be able to help accelerate you towards reaching your goals.
Moving money into the UK?
High Net Worth Individuals from right around the world use our service to find expert wealth management advice here in the UK. Many of these are taking advantage of investor visas, and so need specialist assistance on investment management, wealth structuring and tax matters. Others are establishing or maintaining a “wealth presence” in the UK through a business, a second home or because of family interests, such as a child coming to study here.
Their high-touch service ethos and broad offerings mean that leading wealth managers really come into their own here. Far beyond investment, tax and structuring advice, the best firms act as a concierge, finding the best wealth solutions for every element of your plans. High-value mortgages are just one of the high-value credit facilities wealth managers and private banks are able to extend. Many people have very significant investment portfolios they would rather not liquidate, or much of their wealth held otherwise in illiquid assets. Lombard lending is an option that many affluent individuals from overseas could be eligible for.
Protecting your capital, growing it as much as possible and then minimising the tax exposure this generates are the three key pillars of wealth management, and international investors need to take a view that is both global and highly aware of local nuances. A good wealth management adviser will implement a strategy addressing all three areas all of the time – whatever stage of your wealth journey you are in, and wherever in the world your financial affairs are.
What to do now?
Speak to us
Looking for some impartial insight in to your situation? We’re wealth management experts who have seen it all.
Book a no-nonsense, no cost, conversation with us.
More reading about your situation:
Why a larger wealth manager is likely to be the wiser choice
Many people are convinced that a local IFA is their only option for personalised advice at their level of wealth, but you should be very wary of settling before exploring all the options which are available to you: bigger very often is better.
Read Article
Does size matter in wealth management?
Choosing whether to be a ‘big fish in a small pond or a small fish in a big pond’ is one of the more philosophical questions when weighing up wealth managers.
Read Article
How to speed date
potential wealth managers
Posing these quick-fire questions to a shortlist of wealth managers will help you arrive at a good match quickly, much in the style of speed dating.
Read ArticleWe give you access to a wide range of companies
We know each firm intimately, particularly their specialities and proven capabilities – enabling you to fast track through the industry with ease and insight.
Receive our unique investment bulletin every month
We compile opinions from leading investment professionals and, in plain English, summarise the key happenings in the financial markets and how it’s affecting your money.
Sign up to receive this unique bulletin every month.
No spam. Simply one useful email per month. Read our privacy policy here