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Financial Plan, Tax

Why ISAs (and JISAs) are vital wealth management tools

What is an ISA and how much is my allowance? In simple terms, ISAs (Individual Savings Accounts) and their Junior equivalents are tax shelters for your savings and investments. Interest earned on other savings (or current) accounts may be liable for income tax once an individual’s Personal Savings Allowance has been reached. Basic rate taxpayers […]

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If your cash isn’t earning at least as much as inflation, then value of your savings can be dramatically eroded over time.

Client trends: June 2023

Concerns about the world’s potential de-dollarisation have percolated through to all levels now it seems, leaving many of our users wondering what such a huge shift could mean for their financial health.

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